- Brooklyn, NY 11210
- 718-704-0499
- Mon - Fri: 9:00am - 6:00pm
You get the best mortgage experience, supported by a team you can trust.
Conventional Mortgage
Conventional mortgages come with fixed or adjustable interest rates and usually require a down payment of at least 3% to 20% of the home’s purchase price. They are often preferred by borrowers with good credit scores, as they offer competitive interest rates and terms.
203k Mortgage
FHA Mortgage
An FHA mortgage is a type of home loan insured by the Federal Housing Administration (FHA). It is designed to help first-time homebuyers qualify for a mortgage by offering lower down payments, typically as low as 3.5%, and more lenient credit score requirements compared to conventional loans.
USDA Mortgage
A USDA mortgage is a home loan backed by the U.S. Department of Agriculture. The key benefits of a USDA mortgage include no down payment, competitive interest rates, and lower mortgage insurance costs. To qualify, the borrower must meet income requirements based on family size and location.
VA Mortgage
A VA mortgage is a home loan backed by the U.S. Department of Veterans Affairs (VA) and is available to current and former military service members, as well as some surviving spouses. These loans offer favorable terms, such as no down payment, streamlined refinance and competitive interest rates.
Jumbo Mortgage
A jumbo mortgage is a home loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are used for purchasing higher-value properties, and have stricter requirements, including higher credit scores, larger down payments, and income documentation.
Reverse Mortgage
A reverse mortgage is a loan available to homeowners aged 62 or older that allows them to convert part of their home’s equity into cash. With a reverse mortgage, the lender makes payments to the homeowner. This option is used by retirees to supplement income, but it reduces the amount of equity.
Goldenpeak Capital offers competitive rates with flexible options. Submit your application online and an expert will reach out and help you with next steps. Our loan experts will guide you, from start to finish.
Non-QM Loan
A non-QM (Non-Qualified Mortgage) loan is a type of mortgage that doesn’t meet the traditional guidelines set for qualified mortgages (QM). These loans can be more flexible and cater to borrowers who may not qualify for a standard mortgage.
